Iiі. Choose the best alternative to fill in the blanks.

1.J. Browne, _____ heads BP, Europe’s largest oil company, is keen to reduce greenhouse gases.

a) who b) that c) which

2.____ refers to the financing of the expenditures of others against future repayment.

a) borrowing b) credit c) payment

3.Commercial banks are institutions _____ general banking business and licensed to make loans.

a) conducting b) concerning c) concluding

4.Business of ____ in Britain dates from the emergence of the goldsmith bankers in the early 17 century.

a) banking b) insurance c) lending

5.The first way to implement monetary policy is ____ which means limiting the fluctuations of the interest rate.

a) to act as a lender of last resort b) setting interest rate ceiling and floors c) printing money

6.You must do everything possible to make sure that the money is made ____ without any delay.

a) absent b) able c) available

7.The amount of money invested by the shareholders to establish the company is called ____.

a) share capital b) working capital c) loan capital

8.Every year a business will ____ a statement to see how it stands financially.

a) make b) produce c) draw up

9.A customer who ____ his overdraft limit will have to pay additional bank charges.

a) uses b) exceeds c) overlaps

10.When the payee signs on the back of a cheque it is described as _____.

a) signature b) endorsement c) guarantee

„Затверджую”

Завідувач кафедри іноземних мов

_____________Семко Н.М.

Екзаменаційні білети з дисципліни «Ділова іноземна мова» (англійська) для студентів III курсу спеціальності 6.05.01.00 „Фінанси”, група 307 фКс

БІЛЕТ №15.

І. Speak about the Products and Brands. Maslow’s Hierarchy of Needs.

II. Choose the best alternative to fill in the blanks:

1. It’s 5 o’clock. She ____ tea.

a) is having b) has c) have

2. If the economy ____ stronger, we ______ better growth prospects. (hypothetical)

a) was; would have b) will be; shall have c) is; have

3. You ____ declare local currency (no necessity)

a) needn’t b) couldn’t c) mustn’t

4. What _____ on Saturday evening?

a) will you do b) do you do c) are you doing

5. Ken gave up smoking 2 years ago. He _____ 30 years.

a) smoked b) had been smoking c) was smoking

6. My grandfather died in 30 years. I ____ him.

a) had never met b) have never met c) never met

7. I don’t think Jill would be a good teacher. She’s got _____ patience.

a) a few b) a little c) little

8. You are standing too near the camera. Can you move a bit ____ away?

a) far then b) far c) further

9. I was ____ with the film. I had expected it to be better.

a) disappointed b) disappointing c) disappoint

10. I looked out of the window and saw Tom on his bike ____ along the street.

a) cycle b) cycling c) cycled

Iіi. Choose the best alternative to fill in the blanks:

1. Many African countries are now exporting oil, ____ is helping to promote their economic growth.

a) that b) what c) which

2. Income which is not spent on _____ consumption is called saving.

a) future b) fixed c) current

3. Interest is accrued means:

a) accumulated b) collected c) gathered

4. Business accounts are more complicated to open than ____ accounts.

a) capital b) personal c) clearing

5. The great advantage of using ____ for payments is that you don’t have to carry large amounts of money around with you.

a) cheques b) cash c) account

6. Assets will contain all the things the business ____.

a) owes b) owns c) transfers

7. Goods purchased by the company when it was established, such as equipment are ____.

a) reserves b) operating costs c) fixed assets

8. Banks make their profits primarily by _____.

a) depositing at other banks b) borrowing from the FRS c) issuing loans.

9. ____ are bank accounts that allow the owner to draw up cheques to third parties.

a) saving deposits b) non-transaction deposits c) checkable deposits

10. The ____ of commercial banks include reserves, cash in process of collection, securities, loans and physical capital.

a) liabilities b) fixed assets c) assets