5. Ask questions to give the following answers:

1. Q.: ………………………………………………

A: My main life choice was made when I entered Kyiv National Economic University, a prominent economic establishment of higher learning.

2. Q.: ……………………………………………….

A.:The study of economics will help me to understand the economic forces better and enable to live a fuller life.

3. Q.: …………………………………………………

A.: This objective could be best achieved by building a successful, intellectually- rewarding career in one of the fields high in demand.

4. Q.: …………………………………………………

A.: I believe that a necessary and the most logical way to contribute to the economic development in my home country is to acquire educational qualification levels of Bachelor, Specialist and Master of Science in Economics.

5. Q.: ……………………………………………………..

A.: These degree programmes in economics are professionally - oriented and require five or six years of study.

6. Q.: ………………………………………………………

A.: My ultimate objective is to obtain knowledge and skills comparable to those of other prospective graduate students who major in Economics at the various European and US universities.

7. Q.: ………………………………………………………

A.: The task of building a solid background in economic theory turned out to be a real challenge.

8. Q.: ………………………………………………………

A.: The main purpose of teaching a foreign language at the university is to train specialists capable to make practical use of the foreign language .

9. Q.: ………………………………………………………

A.: I believe that rapid changes in industrial and market structure in the economy of our country will greatly increase demand for highly skilled specialists with sound expertise in economics.

10. Q.: ………………………………………………………

A.: I am very grateful to my Alma Mater for teaching me how to survive in a highly competitive and challenging environment through persistence and hard work.

Banking as a career

I am a student of Kyiv National Economic University. My speciality is Bank management. I am very keen to start a career job in banking. I`ve been interested in banking since I was at school.

Bank is an institution, which handles other people’s money both to their advantage and to its own profit. Historically, the bank has grown out of basic community needs, Firstly, it provided a safe place to store valuables, secondly, a store from which to borrow money for specific purposes and periods, and, thirdly, the means of settling debts without having to carry large amounts of money from place to place.

(A\ the) Banker is a person conducting a banking business.

There are many different terms used for types of banks: central banks, commercial banks, investment banks, savings banks, cooperative banks, mortgage banks, Gyro banks. Commercial banks are banks in the classic business of taking deposits and lending money. The aim of commercial banks is to earn profit. Typically, a bank consists of some departments, divisions and branches. At the heard of it there is the Council and the Board. The ordinary shareholders at the Annual General Meeting elect the Board.

The Board is concerned with the overall policy of the bank and the major decisions, which put that policy into effect. At the end of each business year the Board recommends and the Annual General meeting decides how much should be retained in the business. In preparation for the Annual General Meeting, a bank published its Report and Accounts. These must be sent to every shareholder and are available for anyone with an interest in the affairs of the bank. From the published accounts shareholders can easily determine the total profits the bank has earned and how much is available for distribution.

It takes a lot of employees to run the bank. The clerical jobs are graded according to the demands and responsibilities of each particular position.

The most junior of the clerical jobs is bank clerk or the grade economist. He or she begins by preparing customer’s statements, sorting sheenes and learning to use accounting machines. The second grade is an economist of the second category. This work gives more personal contact with customers. The next grade is the position of a leading economist. By the time he or she reaches this grade the work is becoming more complex. The last grade is a chief economist. This is the senior of the clerical grades. He or she works closely with the branch manager and acts as his assistant providing all the information needed for the day-to-day control of accounts, for lending money. He or she is given opportunity to exercise your own judgment in a number of matters.

Anyway, I am sure in order to have a good position I must be very hard working and I’ll become a successful and prosperous banker.