XV. Answer the following questions:

1. Where did the talk take place?

2. Who were the participants?

3. Why did the young man come to the bank?

4. What did he learn?

5. Was he happy to be served at the bank, to your mind?

XVI. Complete the sentence according to the text:

1 I'd like to open …………………………………………….…………………..

2 Have you got any large sums ……………………………….………………… ?

3 We can open a current account ………………………………………………….

4 I'd advise you in your case to take an account ………………………………….

5 We normally advise students to …………………………………………………

6 Can I take out money …………………………………………………………… ?

7 They permit you to withdraw …………………………………………………….

8 Can I withdraw at ………………………………………………………………. ?

XVII. Act out the dialogue with your fellow-student.

XVIII. Discussion questions. Work in groups and discuss the following points:

• time is money;

• money is the root of all evil;

• money is the guarantee of security;

• every man has his price.

Grammar

I. Make the following sentences passive.

Model: A firm will use this amount of money to meet its expenses next week.

This amount of money will be used to meet its expenses next week.

1. This business will use internal funds to cover the cost of depreciation.

2. A firm will sell its products and services soon.

3.He will use short-loan terms to finance the everyday costs of doing his own business tomorrow morning.

4. The firms will produce these goods and services which are in demand in two days.

5. The couple will buy the things they want and need in this supermarket tomorrow.

II. Change the following sentences using the Passive Voice according to the model:

Model: The vertically integrated firms are now buying raw materials from the companies they own.

Raw materials are being bought now by the vertically integrated firms.

1. Patent protections are creating another barrier to trade.

2. Privately owned firms are providing an essential public service.

3. Consumers and producers are exchanging the goods in many competitive markets at this time.

4. Businesses are developing a service now.

5. The ice-cream company is driving down the prices.

III. Change the following sentences using the Passive Voice:

Model: At that time the government was controlling taxing. Taxing was being controlled by the government at that time.

l. They were stabilizing the economy during the last two years.

2. The congress was reducing inflation the whole year.

3. The President was applying fiscal policy, while they were controlling taxing and spending.

4. They were providing effective tools to fight recession and inflation.

5. When the government borrowed money, it was reducing taxes.

IV. Ask when and where — questions using the Passive Voice:

Model: Massive amounts of wastes have been produced by this plant this year.

When have massive amounts of wastes been produced by this plant?

1 Acid has been formed in clouds and followed by acid rainfall.

2 The acid rain has been blown by winds far from the source of pollution.

3 Chemical fertilizers have been used by farmers very intensively in this part of the country.

4 People who failed to obey government regulations have been fined this year.

5 The factory that pumped its waste into the atmosphere has been charged by the group of experts this week.