2) Alimony – allowance – benefit – maintenance – pension – welfare

1. His parents give him a small monthly ___.

2. My parents divorced a long time ago, and though my father is a well-to-do man, I’ve never got any ___ from him.

3. You should find out about all ___ you are entitled to.

4. The court has ordered Jean’s husband to pay her ___ that amounts to around one thousand dollars a month.

5. After his retirement Michael got a generous ___ from his firm.

6. Most men are ashamed to live on ___, they prefer to have a job.

7. Child ___ has been frozen for the last three or four years.

3) Gain – interest – proceeds – profit – surplus

1. The crime was committed from the motive of ___.

2. John put his grandfather’s money in a bank and is getting $400 a month in ___.

3. For the first time, the company’s annual ___ were over $2 million.

4. Congress is debating whether to spend the budget ___.

5. The ___ of the sale of the house went to an animal-welfare charity, as stated in the late owner’s will.

6. They made a huge ___ selling weapons to Iran.

7. They don’t care about their means, what they think of is just ___.

4) Grant – scholarship – subsidy

1. The Foundation’s goal is to provide ___ for gifted students.

2. When a student she faced real hardship living on her ___ without a penny of help from her parents.

3.Without state ___ Russia’s agriculture will not survive.

4. These ___ will help communities address the problems faced by young people.

5. When Jo was 17 he won a ___ to study at the Conservatoire in Paris.

5) Miscellaneous

1. All house owners need ___ policy against thefts or accidents.

a) an insurance; b) a protection; c) a security

2. They made ___ of over $1,500 on the sale of their house.

a) proceeds; b) a gain; c) a profit

3. When you retire at the age of sixty-five you receive ___ from the government.

a) an allowance; b) a grant; c) a pension

4. At some restaurants a service ___ is included in the bill.

a) gratuity; b) charge; c) cost

5. If production in that factory exceeds the target, the workers get a ___.

a) bonus; b) premium; c) gratuity

6. The corrupt real-estate agent wanted to obtain the contract so he offered a ___ to the civil servant.

a) tip; b) bonus; c) bribe

7. The ___ of living has risen by 25 % in the last six months.

a) cost; b) expense; c) price

8. A salesman is paid a ___ on the goods he sells.

a) interest; b) percentage; c) commission

9. All the workers in our firm get a Christmas ___ of $100.

a) bonus; b) benefit; c) donation

10. Mrs. N finds it difficult to pay the ___ on her insurance policy.

a) bonuses; b) charges; c) premiums

3. Revise the material of Texts 5 and 6 and render the following into English.

Англичане не любят распространяться (to dwell on) на тему о своих доходах, особенно в присутствии посторонних, но Китти сделала для нас исключение, принимая во внимание то, что мы приехали из России и очень интересовались обычаями и особенностями английского образа жизни.

Оказалось, что семья Китти считается обычной для современной Англии. Ее муж Джон работает на крупном предприятии в восточном Лондоне. Он высококвалифицированный рабочий и получает неплохую зарплату. Китти не работает, она домохозяйка и к тому же ухаживает за малышом – своим восьмимесячным сыном и получает ежемесячное пособие по уходу за ребенком (maternity benefit¹). Старший сын Китти учится в государственной школе, где получает бесплатное образование.

Кроме того, они с Джоном имеют небольшой годовой доход от нескольких акций «Элайд Кемиклз», которые им достались в наследство от родителей. Считается, что семья достаточно обеспечена, по крайней мере, по словам Китти, ей не нужно экономить каждую копейку (to pinch pennies).

Тем не менее, бюджет семьи строго рассчитан. Большая часть зарплаты Джона уходит на выплату налогов, страховок, а также платы за жилье. Ежемесячно они стараются положить небольшую сумму в сберегательный банк – на случай серьезной болезни или каких-либо непредвиденных расходов. Хотя Джон – член профсоюза и может в случае необходимости рассчитывать на некоторую финансовую помощь своей организации, он все же предпочитает иметь хоть небольшую сумму на черный день. Оставшаяся часть семейного бюджета почти целиком уходит на питание и покупку необходимых вещей.

Китти – практичная, экономная хозяйка, которая умеет создать в доме уют и обеспечить семью всем необходимым, не превышая кредита в банке. Что касается магазинов, Китти считает, что глупо втридорога платить за престиж, тем более, если они могут позволить себе покупать в бутике только носовые платки. Поэтому она не возражает против распродаж и магазинов, предлагающих скидки, и делает покупки в обычных супермаркетах, не выходя за рамки бюджета. Это, однако, не означает, что семья живет, что называется, перебиваясь с хлеба на квас (to live from hand to mouth) и не может позволить себе праздника.

4. Read the following article and do the assignments given below.

1) Introduce paragraphs where necessary.

2) Fill in the gaps with appropriate discourse markers to make the text cohesive.

3) Make a list of words and expressions related to the topic of charity.

4) Bring out the message of the text and discuss it.

CHARITIES AND CHARITY SHOPS

Traditionally, ___ legally, the qualification for charity status has involved the patronage of one or more of four areas: the advancement of education, the relief of poverty, the advancement of religion, or other purposes beneficial to the community. These principles were set out in 1891 and, ___ it is now accepted that charitable objectives alter over time, these four basic areas remain the foundations of most charitable institutions. ___ recent moves have suggested a widening of the definition to embrace some small shops and post offices in order to provide the benefits of charitable status and preserve essential services for rural villages: “The key to charity law is public benefit… If rural communities can demonstrate that village shops play a vital part in an area of social and economic deprivation, we would be willing to consider registration of the organization promoting the package as charity” (Framework for the Review of the Register of Charities 1998). ___ charity has become linked with popular culture via a number of routes. ___ the most popular manifestation of ‘charity consciousness’ was seen with the Band Aid phenomenon, ___ this was followed by a number of other attempts to make pop stars/ glitterati seem more compassionate by supporting charitable causes. Usually these have focused on responses to particular events ___ the tragedies at Dunblane (a reworking of the Bob Dylan song Knockin’ on Heaven’s Door) and the Bradford City Football Ground fire (as a response to that disaster, Ferry Cross the Mersey, the most famous of all football anthems, was rerecorded by Gerry Marsden from Gerry and the Pacemakers, ___ The Crowd, an all-star backing group). ___ the most successful example of this in terms of critical acclaim was the Help CD which was put out under the auspices of the Warchild charity. ___ Warchild was set up by two film makers, Bill Leeson and David Wilson, after they witnessed the plight of children caught up in the war in former Yugoslavia.

5. Read the article IMAGINE A WORLD OF GIVERS (Reader) and be ready to discuss the following issues.

1) What problem is discussed in the article?

2) What underlies Americans’ shopping stampede?

3) Why does Cal Thomas consider the Christmas rush in the US obscene?

4) What does Bob Beckel mean by “a culture of greed that is affecting more than just holiday shopping”?

5) Why do the meaning and spirit of Christmas fade each year?

6) What does Bob Beckel call “the gifts of the human spirit”?

7) How doe Cal Thomas understand charity? Why does this way of helping people “beat wasteful welfare programs of the government”?

8) How can you interpret Thomas’s statement “We celebrate celebrities”?

9) Comment on the title of the article and its cultural associations.